All of the material on this World-Wide Web site is protected by Copyright.

All text, photographs, scans or computer derivations thereof on this entire site are � Copyright Prospering In America, Inc. (PIA), 1996. All rights reserved. Material may be reproduced by any means only with written consent of Prospering In America.

All illustrations are Copyright � 1996-2002 PIA. The photo montages (that contain both photographic and illustrational elements) are jointly Copyright �1996-2002 by PIA. All worldwide rights reserved.

Persons viewing this site may not make copies of any of the materials on it for any purpose, with the sole exception of the automatic copies that your Web browser may make to a temporary cache on your computer's hard drive for ordinary private viewing purposes. Whether or not your browser software makes such a cached copy, you are not permitted to use any of the materials on this World-Wide Web site for any purpose
whatsoever, with the sole exception that you may view this site privately, which is its sole intended purpose.

Persons constructing other World-Wide Web sites may of course link to any of the pages on this site (we'd appreciate your letting us know if you do, although that's up to you). However, you may not copy any of the materials from this site onto your own Web server for any reason. Also, you may not link to isolated elements on this site (including photographs, illustrations, diagrams, buttons, text, or any other elements whatsoever) for the purpose of "inlining" them into the context of other Web pages, or for linking such isolated elements to other Web pages. In other words, link to entire pages on this site, or don't link at all. Any other use will be a violation of copyright and could subject you to legal action.

World-Wide Web mirror sites, and commercial online services, may request written permission to cache this entire site to their hard drives for the purpose of enabling people to access it more easily or view it more rapidly. Note, however, that under no circumstances will they be granted the right to copy parts of the site piecemeal, but only to copy the entire site, preserving all the interior and exterior links, and not employing any of the materials out of their original context. For permission to "mirror" the site, please send email describing your request.